Five Snowball Debt Reduction Methods
When you are in debt, one of the best ways to reduce that debt is to adopt one of the snowball debt reduction methods. All of them are pretty simple to understand and are a great way to tackle debt....
View ArticleDebt Will Not Simply Disappear
One of the things that many people do when they are in debt is bury their heads in the sand pretending that everything is OK and hope that the debt problems simply go away. In reality, you may feel...
View ArticleCreate A Budget: Debt Reduction Basics
When you put things in black and white in front of you, they all of a sudden start to make a lot more sense. This is very much so the case with fixing your debt – writing your budget in black and white...
View ArticleDebt Avalanche
By Debt Avalanche There is an elephant in the room when it comes to debt reduction that nobody seems to want to talk about — that people want to keep their current lifestyle as much as possible while...
View Article$125,000 of Debt
By Debt Avalanche As part of the debt avalanche, we ended up getting rid of $125,000 worth of debt in 9 months. Here is how the debt was broken down: credit card 1: $8,250 @ 6.9% credit card 2: $5,300...
View ArticleHow to Rescue Bad Credit
Article written by MoneySupermarket Do you have a bad credit record or do you have no credit history? Getting credit when you’re in either of these situations can be incredibly difficult, here I’ll...
View ArticleWays To Reduce The Cost Of Your Utility Bills
If you are like most Canadians, you adjust your home’s thermostat as needed for comfort without giving much thought about how those adjustments will affect your utility bill. You may turn on and off...
View ArticleDIY Approach to Reducing Debt
By Lorena Benchis DIY approach to reducing debt Having outstanding debts is not usually a comfortable position to be in and the greater the debt that you owe, the worse it makes you feel. Debt is often...
View ArticleWays To Save Money On Healthy Food Giveaway
When it comes to debt reduction and looking at budget expenses, many are fixed and there is very little that can be done to reduce them. One area where costs can be cut is with the grocery budget....
View ArticleInsurance Savings for Not-for-Profit Members
When you’re digging your way out of debt, there are, essentially, only two variables to consider; increasing your income and decreasing your spending. If you’ve already made moves to try to do one or...
View ArticleIs It Wise To Consolidate Debts?
By Celia Roche If you’ve found your way to this website because you’re doing everything you can to free yourself from debt – then you aren’t alone. It seems that in these post-boom times, the whole...
View ArticleLooking for a Writer
If you’ve been following Debt Reduction 101, you know that we like to encourage our readers to also contribute to our blog. The DR101 team is excited to announce that we are looking for a new volunteer...
View ArticleHow Do I Know What Type Of Tax ID To Apply For?
There are several options when it comes to Tax ID numbers for your business. Whatever type of business you run, you will want to make sure you know what goes into your Tax ID application. Having the...
View ArticleYou Need A Plan To Reduce Debt
At one time your debt seemed small and manageable, but as time has gone on it has only gone up. You know you need to get out of debt and finally take it seriously but where do you start? What… Continue...
View ArticleImprove Your Creditworthiness
There is nothing more embarrassing than being denied credit. As if it isn’t bad enough hearing the sound of the machine as it declines your application, the staff member is also present along with,...
View ArticleIs Debt a Good Thing When Obtaining a Bank Loan?
Planning to apply for a loan at the bank? Your financial situation, including your income and credit score, will both play significant roles in whether the bank approves you for a loan and the type of...
View ArticleAdventures in debt
I have a lot of debt to tackle myself. Can you elaborate on the debt management program you completed? I am interested to hear about it. I got this question from Funny Honey the other day and thought...
View ArticleHow Medical Debt Affects Your Credit
Economic News you can Use The Crushing Effects Of Medical Debt How pervasive is America’s medical debt problem? According to 2017 data from the credit bureau Experian, unpaid medical debt in America...
View ArticleHow To Negotiate With A Collection Agency
Does “Pay-for-Delete” Work? Do you have a bill that has been turned over to a collection agency? Of course, you’ll want to make things right as well as remove the negative effect on your credit score....
View Article6 Reasons People Go Into Debt
In an economy that is chaotic and challenging, it’s no wonder that people find themselves in debt more often than not. However, there are also a few common reasons that you might find yourself...
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